Bankr: A Social AI Trading Bot for Crypto

Chat-based DeFi meets tokenized ownership

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Managing crypto today often means juggling multiple apps, browser extensions, and clunky wallet interfaces. For many users, especially those new to DeFi, the experience can feel fragmented, slow, and overly technical.

Bankr offers a different approach. It turns crypto trading and wallet management into a simple conversation. By sending a message on platforms like Warpcast or X, users can buy tokens, check balances, or execute complex DeFi actions without ever leaving the chat. With its AI-driven, message-based design, Bankr aims to make crypto as intuitive as texting.

This report takes a closer look at how Bankr works, its core features, token model, early performance metrics, and the broader opportunity it’s aiming to capture in the evolving AI-powered crypto landscape.

Key Takeaways

  • Message-Based Crypto Trading - Bankr allows users to buy, sell, and manage crypto through simple text commands on platforms like Warpcast and X, eliminating the need for traditional wallet interfaces.

  • Strong Early Engagement - After its December 2024 launch, Bankr saw daily volumes peak above $10,000 and over 150 unique traders at launch, though activity has since stabilized.

  • Revenue Model Tied to Tokens - All platform revenue is distributed to $BNKR and $TN100x holders. In addition, Bankr uses a portion of fees to buy back $BNKR, potentially supporting its price.

  • Potential for Significant Market Share - If 5% of global crypto spot trading shifts to AI interfaces and Bankr captures 5% of that, the platform could process $36.5B annually, with estimated revenue of $182.5M.

  • Risks and Execution Hurdles Remain - While the product is innovative, Bankr faces potential risks from technical issues, user trust barriers, and future competition from major exchanges integrating similar AI features.

What is Bankr?

Bankr is an AI-powered crypto bot that allows users to manage wallets and perform blockchain transactions through natural language. Instead of relying on browser extensions or switching between apps, users can send a message on platforms like Warpcast or X to carry out tasks such as buying, selling, or swapping crypto.

The tool is designed to support both simple and advanced use cases:

  • Users can send commands like “Buy $100 of BTC” or “Swap ETH for USDC”

  • It can also handle more complex strategies, such as depositing collateral and managing loan-to-value ratios in decentralized finance protocols

Bankr includes wallet authentication and transaction approvals within the messaging platforms. A terminal interface is also being developed to support private and customizable strategies. Launched in December 2024, Bankr is aiming to be a tool for simplifying crypto interactions through AI-driven messaging.

$BNKR is the native token of the Bankr ecosystem, originally created by the Bankr AI bot itself using Clanker, an AI tool designed for token deployment on Warpcast. The token is live on Base and trades on Uniswap v3, with a current price around $0.0003745 and a market cap of approximately $37.4M. Liquidity sits at about $2.2M, and the token sees active daily trading volume, recently topping $1.1M

Ownership of the token was claimed by the community in early January 2025, marking a shift toward decentralized governance. $BNKR is central to the project’s revenue-sharing model, where 60% of all revenue is allocated to holders through staking and liquidity incentives.

Bankr in Number

Despite being a relatively new project, Bankr has seen notable early activity across trading volume, fees, and user participation. 

Bankr has facilitated over $201,000 in total trade volume, according to Dune Analytics. Activity peaked shortly after launch in late November, with multiple days exceeding $10,000 in daily volume. Since then, volume has fluctuated, showing bursts of activity into March.

The number of daily unique traders spiked above 150 users on launch, followed by a gradual decline and more stable participation levels through early 2025.

Bankr Team

The main developer behind Bankr is known as Deployer. He is active primarily on Warpcast, where he has built a following through his work on the Ham ecosystem, a decentralized tipping platform that lets users send real money on social media using emojis.

While the full team structure has not been made public, Bankr appears to be an independent project driven by a small team focused on building AI tools for social-based crypto interactions. Most updates and interactions with the community take place on Warpcast and X, where the project maintains an active presence.

Core Products and Services

Bankr offers a set of tools that aim to simplify crypto trading and wallet management through natural language. Its main features include:

  • Message-Based Trading: Users can execute trades by sending simple text commands like “Buy 50 dollars of ETH” or “Swap USDC for BTC.” This can be done directly on platforms like Warpcast and X without switching to separate apps.

  • Wallet Management: The bot allows users to check balances, manage assets, and approve transactions securely, all through messaging interfaces.

  • Cross-Chain Swaps: Bankr supports token swaps across multiple blockchains, helping users navigate between ecosystems without needing to bridge manually.

  • Portfolio Automation (In Development): A terminal interface is being built for more advanced use cases. Users will be able to set up automated strategies such as collateralized lending, limit orders, or dynamic portfolio rebalancing.

How Bankr Works

Bankr operates as a message-based AI bot that lets users perform crypto transactions by simply sending a text command. Instead of navigating traditional wallet apps or DeFi platforms, users interact with Bankr directly on social platforms like Warpcast and X.

Here’s a breakdown of how it works:

  • Command-Based Input: Users type natural language prompts like “Buy 50 dollars of ETH” or “Swap my BTC for USDC.” The bot interprets the message and executes the transaction.

  • Wallet Integration: Users connect and authenticate their crypto wallets. Once linked, the bot can read balances, approve transactions, and interact with various smart contracts.

  • Cross-Chain Support: Bankr is capable of handling transactions across multiple blockchains, removing the need for manual bridging or switching networks.

  • Security and Approvals: All transactions require explicit approval from the user, helping ensure that wallet permissions and funds remain secure.

  • Advanced Use Cases (In Development): A private terminal is being built to support more complex strategies, such as using collateral to borrow assets or setting automated portfolio rules.

Overall, Bankr simplifies crypto interaction by shifting the interface from apps to plain text, making trading and DeFi access more direct and user-friendly.

Roadmap

Currently, Bankr has not released an official roadmap or detailed timeline for future development.

Points, Rewards & Airdrop Program

The project distributes all of its revenue to token holders:

  • 60% goes to $BNKR holders, with rewards for staking and vault incentives

  • 40% goes to $TN100x holders through staking rewards and liquidity incentives

Funding

As of now, Bankr has not disclosed any funding details, and there is no publicly available information about its backers or financial support.

Final Thoughts

Bankr is an early mover in the AI-driven crypto trading space, offering a new interface for interacting with DeFi. Its natural language design and social-first approach give it a unique edge, especially among casual users. While current usage data shows tapering activity since launch, the broader opportunity remains large if adoption of AI interfaces in crypto continues to grow.

Valuation models suggest the project could reach over $1B in value within a few years, assuming favorable market share and fee assumptions. However, whether Bankr can maintain its lead amid growing competition and build user trust will be key to its long-term success.

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Disclaimer: All the information presented in this publication and its affiliates is strictly for educational purposes only. It should not be construed or taken as financial, legal, investment, or any other form of advice.